IDFC First Bank, established in 2018 after the merger of IDFC Bank and Capital First, is a rapidly growing private sector bank in India. Headquartered in Mumbai, the bank offers a range of financial services, including savings and current accounts, loans, credit cards, wealth management, and digital banking solutions. With a strong focus on technology and customer experience, IDFC First Bank has expanded its presence with branches, ATMs, and digital banking platforms across India.
Customers can easily access their account details using the IDFC First Bank Balance Check Number, Missed Call, SMS Banking services. These services provide a hassle-free way to check balances, view mini statements, and manage transactions. With a commitment to innovation and financial inclusion, IDFC First Bank continues to grow in India’s competitive banking sector
Missed Call Banking Services
IDFC FIRST Bank’s missed call banking service allows customers to obtain their account balance by simply giving a missed call from their registered mobile number. This service is quick, free of charge, and available 24/7.
Account Balance Enquiry
To check your account balance, dial 1800 2700 720 from your registered mobile number. The call will disconnect automatically after a ring, and you will receive an SMS containing your current account balance.
SMS Banking Services
IDFC FIRST Bank’s SMS banking service provides a versatile platform to access various banking services through simple text messages. This service is particularly beneficial for customers who may not have access to the internet or prefer text-based communication.
Registration Process
To utilize SMS banking services, ensure that your mobile number is registered with IDFC FIRST Bank. Once registered, you can send an SMS to 5676732 or 9289289960 with the appropriate transaction code for the service you wish to avail. You will receive a response in a matter of seconds.
Account Balance Enquiry via SMS
To check your account balance using SMS banking:
Compose a new SMS in the following format: BAL / BALANCE or BAL / BALANCE
Send this SMS to 5676732 or 9289289960.
You will receive an instant reply with your current account balance.
Recent Transactions Enquiry via SMS
To receive details of your last five transactions:
Compose an SMS in the following format: TXN
Send the SMS to 5676732 or 9289289960.
An SMS containing the details of your recent transactions will be sent to your registered mobile number.
WhatsApp Banking Services
IDFC FIRST Bank also offers banking services through WhatsApp, providing a user-friendly and secure platform to access your account information.
Registration Process
To start using WhatsApp banking:
- Save IDFC FIRST Bank’s official WhatsApp number 95555 55555 to your contacts.
- Open WhatsApp and send ‘Hi’ to this number from your registered mobile number.
- By initiating a conversation on WhatsApp, you agree to the terms and conditions of WhatsApp banking.
Account Balance Enquiry via WhatsApp
To check your account balance using WhatsApp banking:
- Open the chat with IDFC FIRST Bank on WhatsApp.
- Type ‘I want to know my balance’ and send.
You will receive a message with your current account balance.
Recent Transactions Enquiry via WhatsApp
To view your last five transactions:
- In the WhatsApp chat with IDFC FIRST Bank, type ‘Mini Statement’ and send.
- You will receive a message detailing your recent transactions.
Important Considerations
Registered Mobile Number: Ensure that your current mobile number is registered with IDFC FIRST Bank to access these services.
Service Charges: While missed call and WhatsApp banking services are generally free, standard SMS charges as per your mobile plan may apply when using SMS banking services.
Security: Avoid sharing sensitive information like your account number, Customer ID, or OTPs over SMS or calls. IDFC FIRST Bank will never ask for such details through these channels.
Conclusion
IDFC FIRST Bank’s missed call, SMS, and WhatsApp banking services provide customers with quick and convenient access to their account information. Whether you need to check your balance, obtain recent transaction details, or request other banking services, these platforms offer a user-friendly experience without the need for internet access. By registering your mobile number and familiarizing yourself with the relevant keywords and numbers, you can manage your banking needs efficiently and securely.

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