Kotak Mahindra Bank Balance Check Number, Missed Call, SMS Banking

Kotak Mahindra Bank is one of India’s leading private sector banks, known for its innovative financial services and customer-centric approach. Established in 1985, the bank has grown rapidly, offering a wide range of banking solutions, including retail and corporate banking, wealth management, and digital banking services. With a strong focus on technology, Kotak Mahindra Bank provides seamless banking experiences through mobile and internet banking. Customers can conveniently check their account details using Kotak Mahindra Bank Balance Check Number, Missed Call, SMS Banking, ensuring quick and hassle-free access to their finances. The bank continues to expand, strengthening its market position.

The primary focus of this article is sharing the detail information about Kotak Mahindra Bank Balance Check Number, Missed Call Number, Whatsapp Banking Detail and SMS Banking and so on. So let’s have a glance on it.

Missed Call Banking Services

Kotak Mahindra Bank’s missed call banking service allows customers to obtain their account balance by simply giving a missed call from their registered mobile number. This service is quick, free of charge, and available 24/7.​

Account Balance Enquiry

To check your account balance, dial 1800 274 0110 from your registered mobile number. The call will disconnect automatically after a ring, and you will receive an SMS containing your current account balance. ​

SMS Banking Services

Kotak Mahindra Bank’s SMS banking service provides a versatile platform to access various banking services through simple text messages. This service is particularly beneficial for customers who may not have access to the internet or prefer text-based communication.​

Registration Process

To utilize SMS banking services, ensure that your mobile number is registered with Kotak Mahindra Bank. Once registered, you can send an SMS to 9971056767 or 5676788 with the appropriate keyword for the service you wish to avail. Standard SMS charges as per your mobile plan may apply. ​

Account Balance Enquiry via SMS

To check your account balance using SMS banking:​

• Compose a new SMS with the Text BAL.​
• Send this SMS to 9971056767 or 5676788. ​

You will receive an instant reply with your current account balance.​

Recent Transactions Enquiry via SMS

To receive details of your last three transactions:​

Compose an SMS with the keyword TXN followed by a space and the last four digits of your account number (e.g., TXN 1234).​

Send the SMS to 9971056767 or 5676788.

An SMS containing the details of your recent transactions will be sent to your registered mobile number.​

WhatsApp Banking Services

Kotak Mahindra Bank also offers banking services through WhatsApp, providing a user-friendly and secure platform to access your account information.​

Registration Process

To start using WhatsApp banking:​

• Save Kotak Mahindra Bank’s official WhatsApp number 022 6600 6022 to your contacts.​
• Open WhatsApp and send ‘Hi‘ to this number from your registered mobile number.​

By initiating a conversation on WhatsApp, you agree to the terms and conditions of WhatsApp banking. ​Kotak

Account Balance Enquiry via WhatsApp

To check your account balance using WhatsApp banking:​

Open the chat with Kotak Mahindra Bank on WhatsApp.​

Type ‘Bal’ and send.​Kotak

You will receive a message with your current account balance. ​Kotak

Recent Transactions Enquiry via WhatsApp

To view your last five transactions:​

• In the WhatsApp chat with Kotak Mahindra Bank, type ‘TXN’ followed by a space and the last four digits of your account number (e.g., ‘TXN 1234’) and send.​

You will receive a message detailing your recent transactions.

Important Considerations

Registered Mobile Number: Ensure that your current mobile number is registered with Kotak Mahindra Bank to access these services.​

Service Charges: While missed call and WhatsApp banking services are generally free, standard SMS charges as per your mobile plan may apply when using SMS banking services.​

Security: Avoid sharing sensitive information like your account number, Customer Relationship Number (CRN), or One-Time Passwords (OTPs) over SMS or calls. Kotak Mahindra Bank will never ask for such details through these channels.​

Conclusion

Kotak Mahindra Bank’s missed call, SMS, and WhatsApp banking services provide customers with quick and convenient access to their account information. Whether you need to check your balance, obtain recent transaction details, or request other banking services, these platforms offer a user-friendly experience without the need for internet access. By registering your mobile number and familiarizing yourself with the relevant keywords and numbers, you can manage your banking needs efficiently and securely.