Bank of Baroda Balance Check Number, Missed Call, SMS Banking

Bank of Baroda (BoB) has consistently prioritized customer convenience by integrating advanced technology into its banking services. Among its array of digital offerings, the bank provides multiple avenues for customers to access their account information effortlessly. This article delves into the various methods BoB offers for balance inquiries, including Missed Call Banking, SMS Banking, and WhatsApp Banking, ensuring that customers can manage their finances with ease and efficiency.

Missed Call Banking Service

BoB’s Missed Call Banking is a user-friendly service that allows customers to obtain their account balance and mini statements without any charges. By simply giving a missed call from their registered mobile number, customers can receive the desired information via SMS.

• Balance Inquiry: To check the account balance, customers can give a missed call to 8468001111. The call will disconnect automatically after one ring, and an SMS containing the last four digits of the account number along with the current balance will be sent to the registered mobile number.

• Mini Statement: For a brief overview of recent transactions, customers can give a missed call to 8468001122. Similar to the balance inquiry, the call will disconnect after one ring, and an SMS detailing the last few transactions will be received.

Key Features of Missed Call Banking:

• Cost-Free Service: There are no charges associated with this service; it’s entirely free for BoB customers.

• 24/7 Availability: Customers can access this service at any time, ensuring round-the-clock account information.

• Account Types Covered: The service is available for Savings Bank (SB), Current Account (CA), Overdraft (OD), and Cash Credit (CC) accounts.

• Daily Usage Limit: Customers can utilize the balance inquiry service up to three times per day.

Requirements:

• Registered Mobile Number: The mobile number must be registered with the bank to use this service.

• Domestic Mobile Numbers Only: The service is available exclusively for accounts linked to domestic mobile numbers.

SMS Banking Service

For customers who prefer text-based inquiries, BoB offers SMS Banking, enabling them to access account information by sending specific keywords via SMS.

• Balance Inquiry: Send an SMS with the text BAL <Last 4 digits of account number> to 8422009988. For example, if the last four digits of your account are 0811, the message should read BAL 0811.
• Mini Statement: To receive a mini statement, send MINI <Last 4 digits of account number> to 8422009988.
• Cheque Status: For information on a specific cheque, send CHEQ <Last 4 digits of account number> <Cheque Number> to 8422009988.

Key Features of SMS Banking:

• Comprehensive Services: Beyond balance inquiries and mini statements, customers can check cheque statuses and perform other information-based banking services.

• Ease of Use: No separate registration is required if the mobile number is already registered with the bank.

• Nominal Charges: Standard SMS charges apply for each request sent by the customer.

WhatsApp Banking Service

Embracing modern communication platforms, BoB has introduced WhatsApp Banking, allowing customers to interact with the bank through a familiar interface.

• Registration: Save the official Bank of Baroda WhatsApp number 8433888777 to your contacts. Initiate a chat by sending “Hi” to this number from your registered mobile number.

• Services Offered: Through WhatsApp Banking, customers can:

  • Check account balances.

  • View mini statements.

  • Inquire about various banking products and services.

  • Locate nearby ATMs and branches.

Key Features of WhatsApp Banking:

• Secure and Verified: The official WhatsApp number is verified with a blue tick, ensuring secure communication.

• 24/7 Accessibility: Customers can access services at any time, providing flexibility and convenience.

• No Additional Charges: This service is free, with no extra fees for transactions or inquiries.

Important Considerations

• Mobile Number Registration: To utilize these services, ensure that your mobile number is registered with Bank of Baroda. If not, visit your base branch to update your contact information.

• Security Measures: In case of loss or change of your mobile number, promptly inform the bank to prevent unauthorized access to your account information.

• Service Limitations: Some services may have usage limits or may not be available for certain account types. Refer to the bank’s official communications for detailed information.

Bank of Baroda’s commitment to integrating technology with banking services ensures that customers have multiple, convenient options to access their account information. Whether through a simple missed call, a quick SMS, or a chat on WhatsApp, managing your finances has never been more straightforward.