HDFC Bank Balance Check Number, Missed Call, SMS Banking

HDFC Bank is one of India’s premier private sector banks, renowned for its innovative banking solutions, customer-centric services, and robust digital banking infrastructure. Established in 1994, the bank offers a wide range of financial products, including savings accounts, loans, credit cards, and investment options.

For convenient banking, HDFC Bank provides multiple ways to check account balances. Customers can use the HDFC Bank Balance Check Number to get real-time updates by simply giving a missed call to 1800 270 3333 from their registered mobile number. Alternatively, they can use SMS Banking by sending “BAL” to 5676712 to receive instant balance details via text message. Well in today’s article I have explore it in detail in easy I am sure you will find it worthful so without anymore delay let’s have a glance on it.

Missed Call Banking Services

HDFC Bank’s Missed Call Banking service enables customers to obtain their account balance and mini statements by simply giving a missed call from their registered mobile number. This service is available 24/7 and is free of charge, though standard call rates may apply depending on the customer’s mobile service provider.

How to Use Missed Call Banking:

Balance Enquiry:

• Dial 1800-270-3333 from your registered mobile number.
• The call will disconnect automatically after a few rings.
• You will receive an SMS containing your account balance details.

Mini Statement (Last 3 Transactions):

• Dial 1800-270-3355 from your registered mobile number.
• The call will disconnect automatically.
• An SMS will be sent to you with details of your last three transactions.

Important Notes:

• Ensure that your mobile number is registered with HDFC Bank to utilize these services.
• If you have multiple accounts linked to the same mobile number, the balance information of your primary account will be provided.

SMS Banking Services

HDFC Bank’s SMS Banking service offers an alternative method to access account information by sending specific keywords via SMS. This service is particularly useful for customers who may not have immediate access to the internet or prefer text-based communication.

How to Use SMS Banking:

Balance Enquiry:

• Compose a new SMS:
• Type BAL.
• Send the SMS to 5676712.
• You will receive an SMS with your current account balance.

Mini Statement (Last 3 Transactions):

• Compose a new SMS:
• Type TXN.
• Send the SMS to 5676712.
• An SMS will be sent to you with details of your last three transactions.

Cheque Status Enquiry:

• Compose a new SMS:
• Type CSTcheque number.
• Send the SMS to 5676712.
• You will receive an SMS with the status of the specified cheque.

Stop Cheque Request:

• Compose a new SMS:
• Type SSTcheque number.
• Send the SMS to 5676712.
• An SMS confirmation will be sent to you once the cheque has been successfully stopped.

Cheque Book Request:

• Compose a new SMS:
• Type CHQ.
• Send the SMS to 5676712.
• You will receive an SMS confirming your cheque book request.

Key Considerations:

• Ensure that your mobile number is registered with HDFC Bank to access SMS Banking services.
• Standard SMS charges may apply as per your mobile service provider’s tariff plan.
• The SMS Banking service is available 24/7, providing flexibility and convenience.

Benefits of Missed Call and SMS Banking Services

• Convenience: These services allow customers to access essential banking information without the need for internet connectivity or visiting a branch or ATM.
• Speed: Information is delivered almost instantly, enabling customers to make informed financial decisions promptly.
• Accessibility: Customers can access these services from anywhere, at any time, using a basic mobile phone.
• Cost-Effective: There are no charges from HDFC Bank for using the Missed Call service, and SMS Banking incurs only standard SMS charges, making these services economical.

Security Measures

HDFC Bank prioritizes the security of its customers’ financial information. Both Missed Call and SMS Banking services are designed with security in mind:

• Registered Mobile Number: Services are accessible only through the mobile number registered with the bank, ensuring that information is shared only with the account holder.
• No Need for Internet Banking Login: Since these services do not require entering credentials online, the risk of phishing or hacking is minimized.
• Instant Alerts: Any suspicious activity on the account can be quickly identified through balance and transaction updates.

How to Register for HDFC Bank Missed Call and SMS Banking

To use these services, customers must ensure their mobile number is registered with HDFC Bank. If the number is not registered or needs updating, follow these steps:

Visit the Nearest Branch: Submit a request to update your mobile number.

Through Net Banking: Log in to HDFC Bank Net Banking, go to ‘Update Contact Details,’ and update the mobile number.

Using an ATM: Some updates can be done via HDFC Bank ATMs by selecting

the mobile number registration option.

Alternative Ways to Check HDFC Bank Balance

Apart from Missed Call and SMS Banking, HDFC Bank provides multiple digital and offline options for checking account balances:

1. HDFC Bank Mobile Banking App (HDFC Bank MobileBanking)

• Download the HDFC Bank MobileBanking app from the Play Store or App Store.
• Log in using your customer ID and PIN or fingerprint authentication.
• Navigate to the ‘Accounts’ section to check your balance and recent transactions.

2. HDFC Net Banking

• Log in to HDFC Net Banking via www.hdfcbank.com.
• Go to ‘Accounts Summary’ to check the balance and transaction history.

3. HDFC Bank ATM

• Visit an HDFC ATM and insert your debit card.
• Select the ‘Balance Enquiry’ option to view the balance.

4. HDFC Customer Care Helpline

• Call HDFC Bank customer care and follow the IVR instructions to check your account balance.
• For account-related queries, you may need to verify your identity using your Customer ID or debit card details.

5. Passbook Update

• Visit the nearest HDFC Bank branch and update your passbook to check your latest account balance and transactions.

Conclusion

HDFC Bank’s Missed Call and SMS Banking services provide a hassle-free way to check your account balance, get mini statements, and perform other basic banking tasks. These services are particularly beneficial for customers who do not have internet access or prefer quick and secure banking solutions.

By using the HDFC Bank Balance Check Number, Missed Call, SMS Banking services, customers can efficiently manage their accounts without needing to visit a branch or ATM. Additionally, HDFC Bank’s digital banking options, including mobile banking, internet banking, and ATM services, offer further flexibility for customers to handle their finances anytime, anywhere.

For a seamless banking experience, ensure your mobile number is registered with HDFC Bank and take advantage of these convenient digital banking services