IDBI Bank (Industrial Development Bank of India) is a leading public sector bank in India, offering a wide range of banking and financial services. Established in 1964 as a development financial institution, it was later converted into a full-service commercial bank in 2004. The bank provides services across retail banking, corporate banking, SME lending, and wealth management. It operates a vast network of branches and ATMs across India.
In 2019, LIC (Life Insurance Corporation of India) acquired a majority stake in IDBI Bank, making it a key player in India’s financial sector. With a strong focus on digital banking, IDBI continues to expand its services, supporting industrial growth, infrastructure projects, and economic development in the country. In todays’ article we are going to tell you about IDBI bank balance check number, phone banking and whatsapp banking number and details how to use it so, let’s start.
SMS Banking Services
IDBI Bank’s SMS banking service allows customers to obtain their account balance and recent transaction details by sending a simple text message from their registered mobile number. This service is quick, cost-effective, and available 24/7.
Registration Process
To utilize SMS banking services, ensure that your mobile number is registered with IDBI Bank. If it’s not registered, you can visit the nearest branch or contact customer care to update your details.
Account Balance Enquiry via SMS
To check your account balance using SMS banking:
1. Compose a new SMS in the following format:
BAL <CustomerID> <PIN> [AccountNumber]
Note: The account number is optional. By default, information is available for the primary account number.
Example:
BAL 400001 aaaaa
2. Send this SMS to 9820346920 or 9821043718.
You will receive an instant reply with your current account balance.
Recent Transactions Enquiry via SMS
To receive details of your last three transactions:
Compose an SMS in the following format:
TXN <CustomerID> <PIN> [AccountNumber]
Note: The account number is optional. By default, information is available for the primary account number.
Example:
TXN 400001 aaaaa
3. Send the SMS to 9820346920 or 9821043718.
An SMS containing the details of your recent transactions will be sent to your registered mobile number.
Phone Banking Services
IDBI Bank’s phone banking service provides a versatile platform to access various banking services through a simple phone call. This service is particularly beneficial for customers who may not have access to the internet or prefer voice-based communication.
Account Balance Enquiry via Phone Banking
To check your account balance using phone banking:
1. Dial any of the following toll-free numbers from your registered mobile number:idbibank.in+1idbibank.in+1
- 1800-209-4324
- 1800-22-1070
2. Follow the Interactive Voice Response (IVR) prompts to authenticate yourself using your Customer ID and Telephone Personal Identification Number (TPIN).
3. Select the option for balance inquiry.
You will receive your current account balance information during the call.
WhatsApp Banking Services
IDBI Bank also offers banking services through WhatsApp, providing a user-friendly and secure platform to access your account information.
Registration Process
To start using WhatsApp banking:
- Save IDBI Bank’s official WhatsApp number 88600 45678 to your contacts.
- Open WhatsApp and send ‘Hi’ to this number from your registered mobile number.
By initiating a conversation on WhatsApp, you agree to the terms and conditions of WhatsApp banking.
Account Balance Enquiry via WhatsApp
To check your account balance using WhatsApp banking:
- Open the chat with IDBI Bank on WhatsApp.
- Type ‘Account Balance’ and send.
You will receive a message with your current account balance.
Recent Transactions Enquiry via WhatsApp
To view your last five transactions:
- In the WhatsApp chat with IDBI Bank, type ‘Mini Statement‘ and send.
You will receive a message detailing your recent transactions.
Important Considerations
1. Registered Mobile Number: Ensure that your current mobile number is registered with IDBI Bank to access these services.
2. Service Charges: While phone banking and WhatsApp banking services are generally free, standard SMS charges as per your mobile plan may apply when using SMS banking services.
3. Security: Avoid sharing sensitive information like your account number, Customer ID, or OTPs over SMS or calls. IDBI Bank will never ask for such details through these channels.
Conclusion
IDBI Bank’s SMS, phone, and WhatsApp banking services provide customers with quick and convenient access to their account information. Whether you need to check your balance, obtain recent transaction details, or request other banking services, these platforms offer a user-friendly experience without the need for internet access. By registering your mobile number and familiarizing yourself with the relevant keywords and numbers, you can manage your banking needs efficiently and securely.
Hi, I am Kapil Kumar, founder and chief editor of indiasvibes.com, a platform delivering the latest updates on business, finance, entertainment, and sports. With a passion for insightful storytelling, I am and my team ensures our readers receive accurate and engaging content.
