UCO Bank Balance Check Number, Missed Call, SMS Banking

As we are the generation who is living in Technology and every sector improving themselves to improve their customer experience in such row banking sector also growing rapidly and today we are going to discuss about such bank. UCO Bank balance check number, toll free number, missed call number and much more.

UCO Bank, a prominent public sector bank in India, has embraced this transformation by introducing a suite of digital banking services. Among these, the Balance Check Number, Missed Call Service, and SMS Banking stand out, enabling customers to access their account information effortlessly. So let’s dive into it.

Missed Call or Toll Free Banking Service

UCO Bank offers a convenient Missed Call Banking Service, allowing customers to check their account balance without the need to visit a branch or log into online banking. By simply giving a missed call from their registered mobile number to 1800 103 0123, customers receive an SMS containing their latest account balance. This service is available to all customers who have registered their mobile numbers with the bank. Notably, if a customer has multiple accounts linked to the same mobile number, the SMS will provide the balances of all associated accounts. This initiative eliminates the need to visit a branch or contact the call center for balance inquiries, streamlining the banking experience.

SMS Banking Service

For customers seeking a broader range of banking services via their mobile devices, UCO Bank’s SMS Banking Service is an ideal solution. This service allows customers to perform various banking operations by sending specific keywords through SMS from their registered mobile numbers. To utilize this service, customers must have their mobile numbers registered with the bank. The SMS Banking number is 56161. Some of the key functionalities include:

1. Balance Inquiry: To check the account balance, send an SMS with the format: BAL <space> <Account Number> to 56161. For example: BAL 123456789012.

2. Mini Statement: To receive a mini statement of the last five transactions, send: TXN <space> <Account Number> to 56161.

3. Cheque Status Inquiry: To inquire about the status of a cheque, send: CHQSTS <space> <Cheque Number> to 56161.

4. Stop Payment of Cheque: To stop the payment of a cheque, send: STPCHQ <space> <Cheque Number> to 56161.

To register for SMS Banking, customers can visit their home branch and get their mobile number registered in the account. Additionally, the facility to set an SMS password is available on UCO Bank’s Internet Banking as well as the UCO mBanking Plus application.

WhatsApp Banking Service

Understanding the diverse needs of its customer base, UCO Bank also offers banking services through WhatsApp. This service is particularly beneficial for customers who prefer using messaging apps for their banking needs. By saving the number 8334001234 in their contacts as “UCO Bank WhatsApp” and sending a “Hi” message on WhatsApp, customers can access various banking services, including balance inquiries, mini statements, and more.

The WhatsApp Banking service is accessible on all smartphones, ensuring inclusivity for a wide range of users. It does not require any additional application download, making it a highly convenient service. The service is free of cost and available round the clock, even on holidays.

Key Considerations

Registration of Mobile Number: To utilize the Missed Call, SMS, and WhatsApp banking services, it’s imperative that customers have their mobile numbers registered with the bank. This ensures the security and accuracy of the information provided.

Standard Charges: While the Missed Call and WhatsApp services are free of cost, standard SMS charges may apply for SMS Banking, depending on the customer’s mobile service provider. It’s advisable to check with the respective telecom operator for detailed information.

Security Measures: Customers are encouraged to ensure that their registered mobile numbers remain confidential. In case of any change or loss of the mobile number, it’s crucial to update the bank promptly to prevent unauthorized access.

Additional Services

Beyond balance inquiries, UCO Bank offers a range of services to enhance customer convenience:

Blocking ATM/Debit Card via SMS: In case of a lost or stolen ATM/Debit card, customers can block their card by sending an SMS with the format: HOT <space> <last 4 digits of card number> to 9230192301. This immediate action helps prevent unauthorized transactions.

Dial a Loan Service: Customers interested in availing loans can request a call back by giving a missed call on 7666399400. Alternatively, they can send an SMS with the keyword corresponding to the desired loan type (e.g., UCO HOME for home loans) to 7045022400.

Customer Care Support: For any assistance or inquiries, customers can contact UCO Bank’s customer care by dialing 1800 103 0123 (Toll-Free). The customer care center operates 24×7, handling multi-lingual calls to cater to a diverse customer base.

Conclusion

UCO Bank’s commitment to integrating technology with banking services is evident through its array of digital offerings. The Balance Check Number, Missed Call, SMS, and WhatsApp Banking services are tailored to provide customers with quick, secure, and convenient access to their account information. By leveraging these services, customers can manage their finances efficiently, reflecting the bank’s dedication to enhancing the banking experience in the digital age.