Yes Bank Balance Check Number, Missed Call, SMS Banking

In today’s fast-paced digital era, accessing real-time banking information is crucial for effective financial management. YES BANK, a prominent player in the Indian banking sector, offers a suite of services—Missed Call Banking, SMS Banking, and WhatsApp Banking—to ensure customers can effortlessly monitor their account balances and transactions. This article delves into these services, providing a comprehensive guide on how to utilize them for seamless banking experiences.

Missed Call Banking: Instant Balance Enquiry

YES BANK’s Missed Call Banking service allows customers to check their account balance instantly without incurring any charges. By simply giving a missed call from their registered mobile number, account holders receive their balance details via SMS.

How to Use:

Balance Enquiry:

• Dial 09223920000 from your registered mobile number.
• The call will disconnect automatically after a few rings.
• An SMS containing your account balance will be sent to your registered number.

Mini Statement:

• Dial 09223921111 from your registered mobile number.
• The call will disconnect automatically.
• An SMS with the details of your last five transactions will be sent to your registered number.

Registration Process:

To activate the Missed Call Banking service:

• Send an SMS: YESREG to +91-9840909000 from your registered mobile number.

If you have multiple accounts and wish to set a specific account as your primary account for this service:

• Send an SMS: YESDEF to +91-9840909000.

This ensures that the mini statement reflects transactions from your preferred account.

SMS Banking: Quick Balance and Transaction Information

For customers who prefer text-based enquiries, YES BANK’s SMS Banking service offers a straightforward method to access account information.

How to Use:

Balance Enquiry:

• Compose an SMS: YESBAL .
• Send it to +91-9840909000.
• You’ll receive an SMS with your current account balance.

Mini Statement:

• Compose an SMS: YESMINI .
• Send it to +91-9840909000.
• An SMS detailing your last five transactions will be sent to you.

Note: If you hold multiple accounts, include the specific account number at the end of your SMS to receive information pertinent to that account. For example: YESBAL .

WhatsApp Banking: Conversational Banking at Your Fingertips

Embracing modern communication platforms, YES BANK offers banking services through WhatsApp, providing a conversational and user-friendly interface.

How to Activate:

• Save the number +91-82912-01200 to your contacts.
• Open WhatsApp and send a message saying “Hi” to this number.
• Follow the on-screen prompts to access various banking services.

Services Available:

• Account Balance Enquiry
• Mini Statement
• Cheque Book Request
• Fixed Deposit Enquiry
• Credit Card Services
• Locate Nearest Branch/ATM

This service ensures that customers can perform essential banking operations within the familiar environment of WhatsApp, enhancing convenience and accessibility.

Alternative Methods for Balance Enquiry:

In addition to the above services, YES BANK provides multiple channels for customers to check their account balances:

USSD Service:

• Dial *99*66*1# from your registered mobile number.
• Your account balance will be displayed on the screen.

Internet Banking:

• Log in to YES BANK’s NetBanking portal using your credentials.
• Navigate to the ‘Account Summary’ section to view your balance.

Mobile Banking App:

• Download and install the ‘YES Mobile’ app from your device’s app store.
• Log in using your User ID and password.
• Your account balance will be displayed on the dashboard.

ATM:

• Visit any YES BANK ATM or any other bank’s ATM.
• Insert your debit card and select ‘Balance Enquiry’ to view your account balance.

Customer Care:

• Call YES BANK’s toll-free number 1800 1200.
• Follow the IVR prompts to check your account balance or speak with a customer service representative.

Security Measures and Best Practices:

While these digital services offer unparalleled convenience, it’s imperative to adhere to security best practices to protect your financial information:

Keep Your Mobile Number Updated: Ensure that your current mobile number is registered with the bank to receive SMS alerts and important notifications.

Do Not Share OTPs or PINs: Always keep your One-Time Passwords (OTPs), PINs, and other confidential banking details private. YES BANK or any other bank will never ask for such information over the phone or via email.

Use Secure Networks: Avoid checking your balance or conducting transactions over public Wi-Fi networks to prevent unauthorized access to your financial data.

Monitor Your Account Regularly: Keep track of your account balance and transaction history to detect any fraudulent activities early. If you notice any unauthorized transactions, report them to the bank immediately.

Conclusion

YES BANK provides a range of digital banking solutions, including Missed Call Banking, SMS Banking, and WhatsApp Banking, ensuring customers can check their account balances and transactions quickly and efficiently. These services cater to users who prefer traditional text-based banking, as well as those who seek a more interactive experience via WhatsApp.

With the rise of digital transactions, having easy access to banking details is essential. By leveraging these services, YES BANK customers can manage their finances effortlessly, anytime and anywhere, without visiting a branch.

For more details and updates on these services, visit the official YES BANK website: yesbank.in.